Many people have mixed emotions when it comes to paying homeowners’ association (HOA) or condominium association fees. For some, it’s a costly hostage situation managed by their nosy neighbors; for others, it’s a necessary monthly fee that keeps the house community – as a whole – safe and in excellent condition. If you live in a home, condominium, or townhouse…Read More
A qualified attorney has the skills and resources to temper the outcome of your bankruptcy case into the start of a stable, debt-free chapter of your life. Of course, it’s not unusual for former debtors to stumble a bit as they adjust to their new circumstances and explore their limited financial options. But once a former debtor’s confidence starts climbing…Read More
People often associate Christmas with chilly weather, warm cocoa, colorful decorations, and a heap-load of presents, presents, presents! But with the average American spending over $1,000 on Christmas gifts each December, overspending might as well be considered a holiday tradition. Unfortunately, how you manage your finances this holiday season could lead to some interesting complications in your bankruptcy case. The…Read More
Young adults in the United States are facing a future of great financial insecurity. On one hand, they are inheriting the social and political repercussions of a dangerously high national debt. On a more personal note, they need to balance the country’s rising living costs with college debts and fluctuating unemployment rates. Many desperate young adults are turning to bankruptcy…Read More
By filing for Chapter 7, debtors can liquidate their assets to pay off their creditors and eliminate any forgivable debts. However, this doesn’t necessarily mean that the overall legal process is simple or straightforward. There are countless forms that need to be accurately completed before your assets can be assessed and liquidated by the court. If you’re planning to file…Read More
In 2016, the U.S. Census Bureau reported that the average median income was $59,039 per household. While popular media doesn’t openly publicize it, 16.2 million American families are currently struggling well below the federal poverty level, and many citizens are finding it difficult to pay their monthly bills. Prioritizing Your Debts & Expenses When your household is running on a…Read More
Quite frankly, bankruptcy is usually a person’s last choice when it comes to debt relief. Even so, filing for Chapter 7 or Chapter 13 bankruptcy can help you pay off your creditors and effectively alleviate your debts. Despite various misconceptions, bankruptcy can be your second chance at financial stability. However, if bankruptcy is in your future, it’s important to commit…Read More
Successfully completing Chapter 7 or Chapter 13 bankruptcy provides many people with amazing second chances at financial stability after years of struggling under the burden of significant debts. While the bankruptcy process may not be quick or easy, the end result is always worth it in the end. After all, once important facet of the overall process is that debtors…Read More
With legal guidance and persistence, filing for bankruptcy can be a permanent solution to a significant and life-ruining financial problem. While the bankruptcy process can be extremely challenging and stressful, it does reap substantial rewards and provides eligible candidates with second chances at financial stability. Of the various bankruptcy options, Chapter 7 is the most popular because it effectively liquidates…Read More
The ultimate purpose of filing for bankruptcy is to pay off your creditors and absolve your debts. For many people, bankruptcy provides a clean slate and a second chance at financial stability. However, before you make any decisions about filing for bankruptcy, it’s important to discuss your personal financial situation with an attorney. The first step in filing for bankruptcy…Read More
