Notice: Due to COVID-19, we will be conducting all consultations via Zoom and telephone. We are open and here to help people in these trying times.
Please don’t hesitate to call us if you have any questions!
Bach Is Your Financial Future.
555 Skokie Blvd Suite 250, Northbrook, IL 60062
PO Box 1285, Northbrook, IL 60062
Contact Us Today!(847) 440-5998
By filing for Chapter 7, debtors can liquidate their assets to pay off their creditors and eliminate any forgivable debts. However, this doesn’t necessarily mean that the overall legal process is simple or straightforward. There are countless forms that need to be accurately completed before your assets can be assessed and liquidated by the court. If you’re planning to file for bankruptcy, it’s important to first discuss your case with an experienced lawyer who can assess your assets and help you complete each necessary form.
There are various forms that need to be completed based on your personal circumstances and individual financial situation. At Bach Law Offices, Inc., we can evaluate your debts and help you determine which forms apply to your specific situation. Before you can file the standard bankruptcy forms, you must file a voluntary petition, a creditor mailing matrix, and a credit counseling certificate.
You need to file the following forms to initiate the Chapter 7 bankruptcy process:
Once your case is submitted, the court sends a Notice of Bankruptcy Case to any creditors listed on your creditor matrix. This notice initiates an automatic stay that protects you from creditor harassment. However, if you forget to list a creditor, they may not be restricted by the discharge. To prevent this scenario, it’s important to have your attorney review each of your legal forms before they are officially submitted.
A creditor is legally prohibited from attempting to collect once the automatic stay is in place. You shouldn’t receive any calls or letters that demand money or threaten you with legal penalties for not making a payment. If you happen to have a relentless creditor haunting your phone line, notify our legal team immediately. We can remind the creditor about your bankruptcy and take them to court if they continue to harass you.
Schedule a Consultation & Get Your Forms in Order Today!
If you’re ready to enjoy the benefits of a debt-free life, contact the Northbrook bankruptcy lawyers at Bach Law Offices, Inc.. Our legal team can guide you through each step of this legal process and help you develop the tools you need to avoid financial hardship in the future.